The Benefits under this scheme should be provided on a cashless basis to the Beneficiaries up to the limit of their annual coverage, as per details as under:

The Insurance cover shall be up to;
i) Rs. 2.5 lakhs per annum for a family of three or less members and up to;
ii) Rs. 4 Lakhs for a family of four and more members.

The Insurance benefits can be availed individually or collectively by members of the family. Pre-existing medical conditions are to be covered from day one, subject to the exclusions given in Annexure 5B ( Attached with this file).

*Under no case the claim would exceed Rs. 4 lakh annually.